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Free 15-minute clarity call

Retirement Starts Here®

With decades of expertise, we guide you in drawing sustainable income from your accumulated wealth while safeguarding against market volatility.

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MYGA Fixed Rate Annuities

Current Rates As High As

  • 6.50%3 Years
  • 7.00%5 Years
  • 6.65%7 Years
  • 6.35%10 Years
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Where you are now

These Are Your “Go-Go” Years. Time to Get Going!

The Quiet Money Machine, by Steve Jurich

  • Step 1: Read the Quiet Money Machine, by best selling author Steve Jurich, AIF®—Available NOW on Amazon.com

    Learn why the financial planning industry has a vested interest in keeping your money at risk in the markets—and why they are just fine with you taking 100% of the risk, while they cash in their fees.

  • Step 2: Start Thinking In Buckets, Rather Than Pie Charts With Your Retirement Money.

    The planning industry presents their “solutions” in pie charts—which are totally STATIC. But life is dynamic. It doesn’t stand still in a chart. We help you allocate your money into dynamic smarter “buckets.”

  • Step 3: Stop Believing In The Tooth Fairy—and the 4% Withdrawal Rule—To Replace Your Paycheck From Work.

    The 4% Withdrawal Rule is obsolete. It is risky. It is not guaranteed. Everyone knows it, yet many advisors continue to peddle it. Decide to know your options. Take The Quiet Money Machine™ Retirement Readiness Quiz today (it only takes 2 minutes.) Then schedule your FREE 15 Minute Clarity Call. No pressure. No pitch.

What we do

Reliable Lifetime Income Strategies for a Secure Retirement

  1. A couple cooking together in their kitchen

    Tailored Income Planning

    We create personalized income strategies that align with your retirement goals, ensuring you enjoy your dream lifestyle without financial stress. Knowing you have rock solid monthly income for both of you as long as you live can make life fun.

  2. A hand-drawn comparison: a straight line labelled “advice from an algorithm”, beside a tangled scribble labelled “real life”, with the gap between them marked “behavior gap”

    Risk-free Income Solutions

    Our expert team focuses on proven, conservative approaches to help you draw income while protecting your wealth from volatile markets.

  3. A retired couple side by side

    What is Your Current Plan for Retirement Income?

    We offer seasoned insights and strategies, supporting you in effectively preserving and growing your portfolio throughout retirement.

  4. A couple smiling together outdoors

    Own Your Own Quiet Money Machine

    Retire and STAY retired! Our caring team will help you every step of the way.

Here's How It Works

Our focus is on YOU. We focus on one plan at a time.

  1. Tailored Income Planning

    We create personalized income strategies that align with your retirement goals, ensuring you enjoy your dream lifestyle without financial stress. Our 25+ years of experience combined with cutting edge digital data retrieval systems works in your favor.

  2. Risk-Free Income Solutions

    Our expert team focuses on proven, conservative approaches to help you draw income while protecting your wealth from volatile markets. You haven't worked and saved for 30 years to start losing now. Bad markets happen. Safe recurring income is the answer.

  3. The Goal: More monthly income. More Freedom. More confidence…for YOU.

    30 years ago, Americans retired on lifetime pensions to go along with Social Security. Today, pensions are rare. Markets are volatile. Are you really comfortable having all your money in the market? We have the guaranteed safe alternative for you.

The Quiet Money Machine, by Steve Jurich

You've Read the Book. You Want More Details. The Next Step is Easy

Schedule your free 15-minute clarity call right now.

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  • The Quiet Money Machine helped me transition into retirement with confidence. Their approach to secure income strategies allowed me to feel safe while enjoying the life I worked hard for. I can finally focus on my hobbies without worrying about market fluctuations.

    Linda M.Single Retiree

  • As a former financial advisor, I was skeptical about seeking help. However, the expertise I found at The Quiet Money Machine proved invaluable. They provided a clear plan that aligned perfectly with my goals for a secure, sustainable retirement income. Highly recommended for anyone looking for reliable solutions.

    James T.Former Financial Advisor

  • After decades in corporate life, I realized I needed a partner to navigate my retirement finances. The Quiet Money Machine offered precisely that. Their thorough understanding of wealth management strategies gave me peace of mind, and my confidence in drawing income from my investments has never been greater.

    Carrie A.Corporate Executive

  • I was overwhelmed with options when planning my retirement, but The Quiet Money Machine simplified everything. Their tailored strategies helped maximize my income without the stress of high-risk investments. Now, my retirement feels secure and fulfilling, and I am truly grateful.

    Michael C.Electrical Engineer

  • After decades of following conventional wisdom in my investing, I was feeling anxious about how to safely draw income from my portfolio. The Quiet Money Machine showed me a sustainable income strategy that not only protects my wealth but allows me to enjoy my retirement without the constant worry of market fluctuations. I finally feel secure about my financial future!

    Linda S.Retired Teacher
A couple walking along the shoreline at dusk

What Nobody Ever Told Phil and Diane About The Retirement "Finish Line"...

What they should have heard: 1) "Your 401(k) Was Never Built to Pay You A Reliable Income." and 2) "No Market Goes Up Forever."

Is Hitting Retirement Really The "Finish Line"...Or The Beginning Of A Treacherous Financial Marathon?

The marathon is a 26.2 mile race where many skilled athletes are forced to drop out half way in. Building a retirement income plan by cashing out volatile stocks and bond funds every month is inefficient, exhausting, and may not even get the job done. The intention is right. But the plan has no rules, no foundation, and no floor.

Without a mechanism that delivers income independent of the portfolio's daily value, it isn't a plan. It's a decision you have to make again every month, under pressure, for the rest of your life. I.e., Do you sell the stocks going UP this month or the ones going down?

What Is The Quiet Money Machine™?

The Quiet Money Machine™ is an approach to retirement income planning that addresses full and complete income replacement from your job, head-on. No need to sell stocks every month to derive your income. Your income is automatic and inexhaustible. No heavy lifting, no work at all. Do you want a true "set it and forget it" solution? Welcome to the Quiet Money Machine™.

In the past, most people retired with pensions. Big fat ones. Today, pensions are rare. People are forced to create their own "pensions" in a haphazard manner, relying on unpredictable, volatile markets.

The Quiet Money Machine™ provides you with the equivalent of a pension at exceptional rates of income. Our system uses typically half as much of your money to create the same income, leaving you with more money to invest for continued growth and liquidity. It can build and preserve more wealth with less risk and far more safety. It could make traditional, non-guaranteed income planning obsolete.

The Quiet Money Machine™ works for you quietly, in the background, with no ongoing maintenance required. It never stops paying income until you and your spouse pass. Your income is guaranteed, no matter how poorly the stock market performs.

If safety, security, and reliability of income are important to you, consider the 4% Withdrawal Rule obsolete. With that so called "Rule", the income is not safe, it is not secure, and it is not reliable.

Besides — relying on selling stocks for income defeats your purpose. You want to retire and stay retired, right? Do you really want to spend your time fussing over selling stocks every month? (Even if you are paying a fee to someone else to liquidate your stocks, do you sell the stocks going up, or the ones going down? Important.) With the 4% Withdrawal Rule you are not free from worry or stress. The MARKET is your boss.

Discover Reliable Income Strategies for Your Retirement

Take the first step towards a secure future by exploring sustainable income options. Achieve the financial peace of mind you deserve in retirement.

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